Georgia · 2026 Guide
Georgia operates separate loan-repayment programs for rural physicians, behavioral health providers, PAs, APRNs, nurse faculty, and dentists, all administered by the Georgia Board of Health Care Workforce. The Physicians for Rural Areas program offers up to $100,000 over 4 years; the Behavioral Health Provider LRP caps at $150,000 lifetime.
State programs
Georgia Board of Health Care Workforce
Service-cancelable loan up to $25,000 per year for physicians in Georgia rural underserved areas, renewable up to 4 years.
Award
$25,000 per year for 12-month service commitment, renewable up to 4 years (lifetime $100,000).
Application cycle
Next cycle opens August 1, 2026.
Eligible: Physicians (MD/DO); Final-year residents and fellows committing to rural practice
Georgia Board of Health Care Workforce
Up to $150,000 lifetime for behavioral health providers in Georgia Mental Health HPSAs. Amounts scale by credential.
Award
Across 4-year service term in a Mental Health HPSA, full-time (40 hrs/wk, 32 hrs direct patient contact): Doctoral psychologists, LCSWs, LPCs, LMFTs: $80,000 Non-doctoral clinical nurse social workers, LPCs, school psychologists, LMFTs: $40,000 Licensed chemical dependency counselors (associate degree) or other behavioral health licensees: $10,000 Lifetime cap: $150,000.
Application cycle
Next cycle opens August 1, 2026.
Eligible: Psychologists, LCSWs, LPCs, LMFTs, school psychologists, licensed chemical dependency counselors
Federal programs in Georgia
All nine federal loan-repayment programs operate in every state. The details (dollar amounts, eligibility, tax treatment) are the same regardless of where you serve.
PSLF
Public Service Loan Forgiveness
NHSC LRP
NHSC Loan Repayment Program
NHSC SUD LRP
NHSC Substance Use Disorder Workforce Loan Repayment Program
NHSC Rural LRP
NHSC Rural Community Loan Repayment Program
NHSC S2S
NHSC Students to Service Loan Repayment Program
NURSE Corps LRP
NURSE Corps Loan Repayment Program
IHS LRP
Indian Health Service Loan Repayment Program
FLRP
HRSA Faculty Loan Repayment Program
PS LRP
HRSA Pediatric Specialty Loan Repayment Program
Conrad 30 J-1 visa waiver
Qualifying employers in Georgia
Federally Qualified Health Centers, Indian Health Service sites, and public hospitals in Georgia that meet the eligibility rules for the programs above. Service at any of these sites typically counts toward both NHSC awards and PSLF concurrently.
Federally Qualified Health Center
Albany Area Primary Health Care, Inc.Albany, GA
FQHC serving southwest Georgia with internal medicine, family medicine, pediatrics, OB/GYN, podiatry, general dentistry, vision care, behavioral health, and pharmacy services across multiple rural-and-urban locations.
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Federally Qualified Health Center
Curtis V. Cooper Primary Health Care, Inc.Savannah, GA
FQHC serving Chatham County since 1974 with seven delivery sites and 150 staff; provides primary, prenatal, dental, behavioral, and pharmacy care to over 19,000 patients regardless of ability to pay, race, or insurance status.
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Federally Qualified Health Center
MedLink Georgia, Inc.Colbert, GA
FQHC founded in 1976 serving over 68,000 patients across 31 northeast Georgia locations; HRSA grant H80CS00427 funds family medicine, internal medicine, pediatrics, OB/GYN, dental, and behavioral health services.
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Federally Qualified Health Center
Mercy CareAtlanta, GA
FQHC founded in 1985 by the Sisters of Mercy and Saint Joseph's Health System; serves nearly 19,000 patients annually (72.9 percent experiencing homelessness, 81.6 percent at or below the poverty line) and is Atlanta's only Health Care for the Homeless program.
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Federally Qualified Health Center
The Family Health Centers of Georgia, Inc.Atlanta, GA
Georgia's first community health center (founded 1975 in historic West End Atlanta, formerly West End Medical Centers); operates 16 locations across five counties with primary care, dental, behavioral, and pharmacy services for over 17,000 patients annually.
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List sourced from HRSA's Find a Health Center tool and state directories. We curate a representative set, not the full grantee list. To add or correct an organization, email hello@blackhealth.org.
Next step
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Last reviewed against primary sources: May 17, 2026. Program rules and award amounts change. Always confirm directly with the agency before applying.