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Ohio · 2026 Guide

Healthcare loan repayment in Ohio.

Ohio runs separate physician and dentist loan-repayment programs through the Ohio Department of Health Primary Care Office. The Physician program scales from $25,000/year in years 1-2 to $35,000/year in years 3-4 (potential $120,000 total). The Dentist program offers up to $50,000 over 2 years. Both require service at HPSA-designated Medicaid-accepting sites.

State programs

2 state-funded programs.

Ohio Physician Loan Repayment Program

(OPLRP)

Ohio Department of Health, Primary Care Office

Up to $50,000 over the initial 2-year contract ($25k/year), with the option to extend at $35,000/year in years 3-4. Half-time service is 50 percent of the full-time award.

Award

Full-time: $25,000 per year × 2-year initial term ($50,000), plus up to $35,000 per year for years 3 and 4 (additional $70,000 possible). Half-time: 50 percent of full-time amounts.

Application cycle

Verify current cycle at ODH program page.

Eligible: MD/DO in primary care (family medicine, general pediatrics, adolescent medicine, general internal medicine, internal medicine/pediatrics, geriatrics, OB/GYN, general psychiatry, child/adolescent psychiatry, geriatric psychiatry); Must be in current practice OR final year of residency/fellowship

Tax: Per ODH program guidance, loan repayment assistance is not taxable (the dental program is explicit in Ohio Revised Code §3702.96; the physician program operates under the same framework — verify per-program details before relying).

Open application page Sources: ODH: OPLRP FAQ · ODH: SLRP fact sheet (PDF)

Ohio Dentist Loan Repayment Program

(ODLRP)

Ohio Department of Health

Up to $50,000 full-time or $25,000 part-time across an initial 2-year contract for dentists at Ohio dental HPSA sites accepting Medicaid.

Award

Full-time: up to $50,000 over 2 years. Part-time: up to $25,000 over 2 years.

Application cycle

Verify current cycle at ODH program page.

Eligible: Dentists (DDS/DMD)

Tax: Per Ohio Revised Code §3702.96, dental LRP awards are not taxable.

Open application page Sources: ODH: Access to Dental Care · Ohio Revised Code §3702.96: dental LRP

Federal programs in Ohio

Federal programs you can stack with the state ones.

All nine federal loan-repayment programs operate in every state. The details (dollar amounts, eligibility, tax treatment) are the same regardless of where you serve.

PSLF

Public Service Loan Forgiveness

→

NHSC LRP

NHSC Loan Repayment Program

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NHSC SUD LRP

NHSC Substance Use Disorder Workforce Loan Repayment Program

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NHSC Rural LRP

NHSC Rural Community Loan Repayment Program

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NHSC S2S

NHSC Students to Service Loan Repayment Program

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NURSE Corps LRP

NURSE Corps Loan Repayment Program

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IHS LRP

Indian Health Service Loan Repayment Program

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FLRP

HRSA Faculty Loan Repayment Program

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PS LRP

HRSA Pediatric Specialty Loan Repayment Program

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Conrad 30 J-1 visa waiver

For international medical graduates serving in Ohio

Slots per year
30
Application fee
$3,571 non-refundable (verify before applying).
Application window
Year-round starting October 1. Verify current details on the ODH Conrad 30 page before relying on fee or dates.
Submission
See ODH Conrad 30 program page.
Open Conrad 30 page

Qualifying employers in Ohio

7 organizations that may qualify you for these programs.

Federally Qualified Health Centers, Indian Health Service sites, and public hospitals in Ohio that meet the eligibility rules for the programs above. Service at any of these sites typically counts toward both NHSC awards and PSLF concurrently.

  • Federally Qualified Health Center

    Care Alliance Health Center

    Cleveland, OH

    Nonprofit FQHC founded in 1985 focused on health care for people experiencing homelessness, public-housing residents, and other underserved Clevelanders; four sites plus a mobile clinic, with early adoption of integrated behavioral health and medication-assisted treatment.

    Recruit on Black Health? Claim this listing free.

  • Federally Qualified Health Center

    Cincinnati Health Network, Inc.

    Cincinnati, OH

    FQHC serving individuals experiencing homelessness or living with HIV/AIDS in the Tri-State area since 1986; Patient-Centered Medical Home Level 3 designated.

    Recruit on Black Health? Claim this listing free.

  • Federally Qualified Health Center

    Crossroad Health Center

    Cincinnati, OH

    FQHC with five locations across Greater Cincinnati (Over-the-Rhine, Western Hills, Mt. Auburn, Harrison); comprehensive primary health care for children and adults on a sliding fee scale.

    Recruit on Black Health? Claim this listing free.

  • Federally Qualified Health Center

    Five Rivers Health Centers

    Dayton, OH

    FQHC since November 2013 affiliated with Wright State University Boonshoft School of Medicine; serves over 25,000 patients with 87,000+ visits across Greater Dayton, the largest FQHC facility in Ohio by site square footage.

    Recruit on Black Health? Claim this listing free.

  • Federally Qualified Health Center

    Lower Lights Christian Health Center

    Columbus, OH

    FQHC and 501(c)(3) nonprofit founded in 2002 in Franklinton; operates seven locations serving over 16,000 Central Ohio patients with whole-person primary care on a sliding fee scale, regardless of ability to pay.

    Recruit on Black Health? Claim this listing free.

  • Federally Qualified Health Center

    Neighborhood Family Practice

    Cleveland, OH

    FQHC founded in 1980 in response to lack of primary care on Cleveland's near west side; operates seven locations spanning twelve neighborhoods across Cleveland's west side and Lakewood, FTCA-deemed and HRSA-funded.

    Recruit on Black Health? Claim this listing free.

  • Federally Qualified Health Center

    PrimaryOne Health

    Columbus, OH

    FQHC established in 1997 (originally Columbus Neighborhood Health Center, Inc.) operating ten Central Ohio sites; provides primary care, OB/GYN, dental, vision, behavioral health, Health Care for the Homeless, and pediatrics.

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List sourced from HRSA's Find a Health Center tool and state directories. We curate a representative set, not the full grantee list. To add or correct an organization, email hello@blackhealth.org.

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Sources

Last reviewed against primary sources: May 17, 2026. Program rules and award amounts change. Always confirm directly with the agency before applying.