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Texas · 2026 Guide

Healthcare loan repayment in Texas.

Texas runs two of the largest dollar-value state LRPs in the country: the Physician Education LRP ($160,000 over 4 years) and the Mental Health Professionals LRP ($160,000 for psychiatrists, $80,000 for doctoral-level behavioral health). Both require service in a Texas HPSA and acceptance of Medicaid and CHIP. THECB administers.

State programs

2 state-funded programs.

Texas Physician Education Loan Repayment Program

(PELRP)

Texas Higher Education Coordinating Board (THECB) with TX HHS

Up to $160,000 across 4 years ($25k year 1, $35k year 2, $45k year 3, $55k year 4) for physicians serving in a Texas HPSA and accepting Medicaid + CHIP.

Award

Up to $160,000 over 4 years: $25,000 year 1, $35,000 year 2, $45,000 year 3, $55,000 year 4. Requires ≥$160,000 in qualifying loans.

Application cycle

Verify current cycle at THECB program page.

Eligible: Physicians (MD/DO) with full unrestricted Texas Medical Board license, eligible to sit for or holding board certification by year 4

Open application page Sources: THECB: PELRP program details (PDF) · Texas LBB: PELRP issue brief (PDF) · DSHS Texas Primary Care Office: Student LRPs

Texas Mental Health Professionals Loan Repayment Program

(MHPLRP)

THECB

Up to $160,000 for psychiatrists, $80,000 for doctoral-level psychologists/LCSWs/LPCs/LMFTs, $60,000 for APRNs, $40,000 for master's-level behavioral health, $10,000 for licensed chemical dependency counselors, across a 3-year commitment in a Texas Mental Health HPSA serving Medicaid + CHIP.

Award

Awards across 3-year service in a Texas Mental Health HPSA: Psychiatrists: $160,000 Doctoral psychologists, LCSWs, LPCs, LMFTs: $80,000 Advanced Practice Nurses: $60,000 Master's-level LCSWs, LPCs, LMFTs, school psychologists: $40,000 Licensed chemical dependency counselors (associate degree): $10,000 Bonuses: +$5,000 one-time for language fluency; +$10,000 one-time for serving in a county under 150,000 population; +$15,000 per year in years 4-5.

Application cycle

FY2025-2026 funded under SB 1 (89R) with $28M appropriation.

Eligible: Psychiatrists, psychologists, LCSWs, LPCs, LMFTs, APRNs, licensed chemical dependency counselors

Open application page Sources: TX HHS: MHPLRP program details (PDF) · TX SB 646 (89R) MHPLRP statute (PDF)

Federal programs in Texas

Federal programs you can stack with the state ones.

All nine federal loan-repayment programs operate in every state. The details (dollar amounts, eligibility, tax treatment) are the same regardless of where you serve.

PSLF

Public Service Loan Forgiveness

→

NHSC LRP

NHSC Loan Repayment Program

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NHSC SUD LRP

NHSC Substance Use Disorder Workforce Loan Repayment Program

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NHSC Rural LRP

NHSC Rural Community Loan Repayment Program

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NHSC S2S

NHSC Students to Service Loan Repayment Program

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NURSE Corps LRP

NURSE Corps Loan Repayment Program

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IHS LRP

Indian Health Service Loan Repayment Program

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FLRP

HRSA Faculty Loan Repayment Program

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PS LRP

HRSA Pediatric Specialty Loan Repayment Program

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Conrad 30 J-1 visa waiver

For international medical graduates serving in Texas

Slots per year
30
Application fee
$3,000 non-refundable.
Application window
Year-round per FY2026 Conrad 30 Policy Manual (provisions C30-2026.01 through C30-2026.09).
Submission
PDF via email to Conrad30@dshs.texas.gov (no hard copies).
Open Conrad 30 page

Qualifying employers in Texas

7 organizations that may qualify you for these programs.

Federally Qualified Health Centers, Indian Health Service sites, and public hospitals in Texas that meet the eligibility rules for the programs above. Service at any of these sites typically counts toward both NHSC awards and PSLF concurrently.

  • Federally Qualified Health Center

    Avenue 360 Health & Wellness

    Houston, TX

    FQHC with six HRSA-designated primary care sites in Harris and Fort Bend counties; founded in 1998 to treat people living with HIV/AIDS, today a regional leader in HIV prevention, primary care, behavioral health, dentistry, and supportive housing.

    Recruit on Black Health? Claim this listing free.

  • Federally Qualified Health Center

    CentroMed

    San Antonio, TX

    501(c)(3) FQHC founded in 1973 (El Centro del Barrio); operates 20+ sites across San Antonio, Bexar, and Comal counties offering primary medical and dental care, behavioral health, and Health Care for the Homeless clinics.

    Recruit on Black Health? Claim this listing free.

  • Federally Qualified Health Center

    CommUnityCare Health Centers

    Austin, TX

    FQHC created in 2008 by Central Health as the safety-net primary care system for Travis County; second-largest FQHC system in Texas, providing medical, dental, behavioral, and specialty care across more than 30 locations.

    Recruit on Black Health? Claim this listing free.

  • Federally Qualified Health Center

    Foremost Family Health Centers

    Dallas, TX

    FQHC located in the MLK Center in South Dallas (formerly Martin Luther King, Jr. Family Clinic); HRSA-deemed PHS facility providing primary care, behavioral health, and family services to South Dallas residents.

    Recruit on Black Health? Claim this listing free.

  • Federally Qualified Health Center

    Legacy Community Health Services, Inc.

    Houston, TX

    Largest FQHC in Texas; operates over 50 locations across the Texas Gulf Coast offering adult and pediatric primary care, OB/GYN, behavioral health, dental, HIV/AIDS care, and vision services regardless of ability to pay.

    Recruit on Black Health? Claim this listing free.

  • Federally Qualified Health Center

    Lone Star Circle of Care

    Georgetown, TX

    Federally qualified Community Health Center serving as a safety net for Central Texas with clinics across Austin, Bastrop, Cedar Park, Georgetown, Killeen, Round Rock, and surrounding communities.

    Recruit on Black Health? Claim this listing free.

  • Federally Qualified Health Center

    Los Barrios Unidos Community Clinic

    Dallas, TX

    Nonprofit FQHC founded in 1971 with five Dallas locations; serves a predominantly Hispanic and uninsured population in West and South Dallas with primary care, pediatrics, prenatal care, behavioral health, and dental services.

    Recruit on Black Health? Claim this listing free.

List sourced from HRSA's Find a Health Center tool and state directories. We curate a representative set, not the full grantee list. To add or correct an organization, email hello@blackhealth.org.

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Sources

Last reviewed against primary sources: May 17, 2026. Program rules and award amounts change. Always confirm directly with the agency before applying.