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Free Toolkit

How to find a Black therapist who takes your insurance

Step-by-step scripts, directory shortcuts, and questions for your first session. Built for Black patients navigating the real access bottleneck: not finding therapists, but finding the right fit on insurance.

What's in the toolkit

What this guide covers

1. The directory shortlist. The four directories that actually surface Black therapists with insurance acceptance: Therapy for Black Girls, Therapy for Black Men, Inclusive Therapists, Headway. Plus our review of Talkspace and BetterHelp for online options.

2. The insurance-verification script. Exact phone script for calling your insurance to confirm a therapist is in-network before booking, including how to ask for an out-of-network single case agreement when a Black therapist isn't available in-network.

3. Questions to ask the first session. 12 questions to screen for cultural-competency fit, including the ones that surface whether a therapist has trained in racial-trauma-informed care.

4. The switch-therapists email template. When the first match isn't a fit, how to switch without losing momentum.

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