Ways to apply for Michigan Medicaid (Healthy Michigan Plan for expansion adults)
These are the channels Michigan names on its own Medicaid pages. Use whichever is easiest.
- Online
-
Apply online
michigan.gov
- By phone
- Call 1-855-789-5610
- In person
- At a local agency office. Find an office
- By mail
- Get the paper application
- HealthCare.gov
- You can also apply at HealthCare.gov any time of year. If anyone in your household looks eligible for Medicaid, it sends your information to Michigan's agency.
- Decision time
- Federal rules give the state up to 45 days to decide, or 90 days if you apply based on a disability (42 CFR 435.912).
Read on the state's own pages, October 13, 2026.
Key facts at a glance
- Pregnant women eligible up to 195% FPL ($50,350 for a family of three in 2025).
- Children 0-5 eligible up to 217% FPL ($56,030 for a family of three).
- Expansion adults eligible up to 138% FPL ($35,630 for a family of three).
- Doula reimbursement: $1,500 per full perinatal package.
- Postpartum Medicaid extended to 12 months (effective 2023-04-01).
Michigan Medicaid, topic by topic
Eligibility
Income limits & who qualifies
Michigan Medicaid (Healthy Michigan Plan for expansion adults) covers pregnant women up to 195% of the federal poverty line ($50,350 annual…
How to apply
How to apply step by step
Apply online at michigan.gov or call 1-855-789-5610.
Doula coverage
Doula coverage details
Michigan Medicaid (Healthy Michigan Plan for expansion adults) covers doula services at up to $1,500 per full perinatal package, effective …
Postpartum extension
12-month postpartum status
Michigan Medicaid (Healthy Michigan Plan for expansion adults) extended postpartum Medicaid coverage to 12 months, effective 2023-04-01.
Pregnant women
Pregnancy coverage in full
Michigan Medicaid (Healthy Michigan Plan for expansion adults) covers pregnancy-related care up to 195% of the federal poverty line (about …
Renewal
Annual renewal & unwinding
Michigan Medicaid (Healthy Michigan Plan for expansion adults) redetermines eligibility at least once every 12 months under 42 CFR 435.916.…
For Black families
Roughly 485,000 Black residents are enrolled in Michigan Medicaid (Healthy Michigan Plan for expansion adults), per the most recent CMS T-MSIS analytic file. The number understates true eligibility: every state has Black eligibles who aren't currently enrolled, usually because of the administrative-churn rates that rose sharply during the 2023 unwinding.
Michigan added a Medicaid doula benefit effective January 2023, with reimbursement of $1,500 per full perinatal package. The Michigan Department of Health and Human Services maintains a registered-doula roster; the Detroit-based Birth Detroit / Sacred Birth Collective has been a core participant.
For enrollment help: look for your state's Navigator program (federally funded under the ACA), a Federally Qualified Health Center in your county (every FQHC has certified application counselors on staff), or one of the named community organizations below. Our FQHC directory filters to this state at /clinics/mi/.
More on Michigan from Black Health
FQHCs
Federally Qualified Health Centers in Michigan
Sliding-scale clinics that take Medicaid + help with applications.
Providers
Providers who accept Medicaid in Michigan
Filter our directory to Michigan by specialty.
Health data
Black Health outcomes in Michigan
Maternal mortality, life expectancy, uninsured rate by race.
Sickle cell
Medicaid gene-therapy coverage in Michigan
Does Michigan Medicaid cover Casgevy + Lyfgenia? SCDAA chapter, comprehensive centers.
Hospitals
Safety-net hospitals in Michigan
CMS ratings, Medicaid-accepting hospitals, and which facilities anchor care for Black patients.
Tool
Medicaid eligibility pre-check for Michigan
Household size and income, in about a minute. Direct link to Michigan’s apply portal.
WIC
WIC in Michigan
Adjunctive WIC eligibility for everyone on Michigan Medicaid (Healthy Michigan Plan for expansion adults), monthly food package + Cash-Value Benefit.
SNAP
SNAP (food stamps) in Michigan
Federal food assistance: FY 2025 max benefits, ABAWD rules, application URL for Michigan.
TANF
TANF cash assistance in Michigan
Michigan’s maximum monthly TANF cash benefit, time limits, and how to apply.
Data sources
- Michigan Medicaid (Healthy Michigan Plan for expansion adults) — state Medicaid portal.
- KFF State Health Facts, Medicaid income eligibility + expansion + enrollment tables (kff.org/statedata).
- National Health Law Program doula Medicaid project (healthlaw.org/doulamedicaidproject).
- March of Dimes Report Card, 12-month postpartum extension tracker (marchofdimes.org/report-card).
- CMS T-MSIS Analytic Files, Medicaid enrollment by race and ethnicity (medicaid.gov/dq-atlas).
- HHS Poverty Guidelines, 2025 Federal Register release.
Data refreshed:
If you have Medicaid, the coverage on this page is the route to use first: it costs you nothing and it is what these programs exist for. If you are not covered yet, there is still a free option. Our directory of free and charitable clinics lists centers by state. The option below is self-pay and is not billed to Medicaid. It is here for readers who are between coverage or who prefer to pay out of pocket:
Sesame Care
See a doctor online today.
Same-day video visits from $34
See a doctor today