Ways to apply for Healthy Indiana Plan (HIP)
These are the channels Indiana names on its own Medicaid pages. Use whichever is easiest.
- Online
-
Apply online
fssabenefits.in.gov
- By phone
- Call 1-800-403-0864
- HealthCare.gov
- You can also apply at HealthCare.gov any time of year. If anyone in your household looks eligible for Medicaid, it sends your information to Indiana's agency.
- Decision time
- Federal rules give the state up to 45 days to decide, or 90 days if you apply based on a disability (42 CFR 435.912).
Read on the state's own pages, October 13, 2026.
Key facts at a glance
- Pregnant women eligible up to 213% FPL ($55,000 for a family of three in 2025).
- Children 0-5 eligible up to 158% FPL ($40,800 for a family of three).
- Expansion adults eligible up to 138% FPL ($35,630 for a family of three).
- Postpartum Medicaid extended to 12 months (effective 2022-04-01).
Indiana Medicaid, topic by topic
Eligibility
Income limits & who qualifies
Healthy Indiana Plan (HIP) covers pregnant women up to 213% of the federal poverty line ($55,000 annual income for a family of three in 202…
How to apply
How to apply step by step
Apply online at fssabenefits.in.gov or call 1-800-403-0864.
Doula coverage
Doula coverage details
Healthy Indiana Plan (HIP) has a Medicaid doula benefit pending CMS approval.
Postpartum extension
12-month postpartum status
Healthy Indiana Plan (HIP) extended postpartum Medicaid coverage to 12 months, effective 2022-04-01.
Pregnant women
Pregnancy coverage in full
Healthy Indiana Plan (HIP) covers pregnancy-related care up to 213% of the federal poverty line (about $55,000 annual income for a family o…
Renewal
Annual renewal & unwinding
Healthy Indiana Plan (HIP) redetermines eligibility at least once every 12 months under 42 CFR 435.916. During the 2023+ unwinding, roughly…
For Black families
Roughly 225,000 Black residents are enrolled in Healthy Indiana Plan (HIP), per the most recent CMS T-MSIS analytic file. The number understates true eligibility: every state has Black eligibles who aren't currently enrolled, usually because of the administrative-churn rates that rose sharply during the 2023 unwinding.
Indiana's HIP 2.0 waiver uses a POWER account: beneficiaries above 100% FPL pay monthly contributions. SB 132 (2023) required the Family and Social Services Administration to study doula reimbursement; a State Plan Amendment is pending CMS approval as of 2025.
For enrollment help: look for your state's Navigator program (federally funded under the ACA), a Federally Qualified Health Center in your county (every FQHC has certified application counselors on staff), or one of the named community organizations below. Our FQHC directory filters to this state at /clinics/in/.
More on Indiana from Black Health
FQHCs
Federally Qualified Health Centers in Indiana
Sliding-scale clinics that take Medicaid + help with applications.
Providers
Providers who accept Medicaid in Indiana
Filter our directory to Indiana by specialty.
Health data
Black Health outcomes in Indiana
Maternal mortality, life expectancy, uninsured rate by race.
Sickle cell
Medicaid gene-therapy coverage in Indiana
Does Indiana Medicaid cover Casgevy + Lyfgenia? SCDAA chapter, comprehensive centers.
Hospitals
Safety-net hospitals in Indiana
CMS ratings, Medicaid-accepting hospitals, and which facilities anchor care for Black patients.
Tool
Medicaid eligibility pre-check for Indiana
Household size and income, in about a minute. Direct link to Indiana’s apply portal.
WIC
WIC in Indiana
Adjunctive WIC eligibility for everyone on Healthy Indiana Plan (HIP), monthly food package + Cash-Value Benefit.
SNAP
SNAP (food stamps) in Indiana
Federal food assistance: FY 2025 max benefits, ABAWD rules, application URL for Indiana.
TANF
TANF cash assistance in Indiana
Indiana’s maximum monthly TANF cash benefit, time limits, and how to apply.
Data sources
- Healthy Indiana Plan (HIP) — state Medicaid portal.
- KFF State Health Facts, Medicaid income eligibility + expansion + enrollment tables (kff.org/statedata).
- National Health Law Program doula Medicaid project (healthlaw.org/doulamedicaidproject).
- March of Dimes Report Card, 12-month postpartum extension tracker (marchofdimes.org/report-card).
- CMS T-MSIS Analytic Files, Medicaid enrollment by race and ethnicity (medicaid.gov/dq-atlas).
- HHS Poverty Guidelines, 2025 Federal Register release.
Data refreshed:
If you have Medicaid, the coverage on this page is the route to use first: it costs you nothing and it is what these programs exist for. If you are not covered yet, there is still a free option. Our directory of free and charitable clinics lists centers by state. The option below is self-pay and is not billed to Medicaid. It is here for readers who are between coverage or who prefer to pay out of pocket:
Sesame Care
See a doctor online today.
Same-day video visits from $34
See a doctor today