Pregnant women Indiana · Indiana Medicaid

Medicaid for pregnant women in Indiana

Q: How does Indiana Medicaid work for Black pregnant patients?

Indiana Medicaid covers pregnant people up to 213% of the poverty level (about $58,190 a year for a family of three in 2026). These limits include the 5% income disregard federal rules apply (42 CFR 435.603). The state makes the final decision based on your household and income. Indiana Medicaid covers people for 12 months after pregnancy ends (since April 2022). Indiana Medicaid does not cover doula care. Being enrolled in Medicaid counts as meeting WIC's income test, so you do not need to prove your income again; WIC still checks for a nutrition need (7 CFR 246.7). How to apply for WIC. During pregnancy and for a year after, CDC asks you to get medical care right away for urgent warning signs such as a headache that won't go away, changes in vision, trouble breathing, chest pain, extreme swelling of the hands or face, or thoughts of harming yourself or your baby. See the full CDC list.

The number

Indiana Medicaid covers pregnant people with income up to 213% of the poverty level, about $58,190 a year for a family of three in 2026.

Primary source: https://www.medicaid.gov/medicaid/national-medicaid-chip-program-information/me…

Apply for Indiana Medicaid

What Medicaid covers during pregnancy in Indiana

Indiana Medicaid covers pregnant people up to 213% of the poverty level (about $58,190 a year for a family of three in 2026).

These limits include the 5% income disregard federal rules apply (42 CFR 435.603). The state makes the final decision based on your household and income.

Indiana Medicaid covers people for 12 months after pregnancy ends (since April 2022). Indiana Medicaid does not cover doula care.

Being enrolled in Medicaid counts as meeting WIC's income test, so you do not need to prove your income again; WIC still checks for a nutrition need (7 CFR 246.7). How to apply for WIC.

During pregnancy and for a year after, CDC asks you to get medical care right away for urgent warning signs such as a headache that won't go away, changes in vision, trouble breathing, chest pain, extreme swelling of the hands or face, or thoughts of harming yourself or your baby. See the full CDC list.

For Black families

Indiana covers adults ages 19 to 64 through the Healthy Indiana Plan, where every member has a POWER account that pays the first $2,500 of yearly health care costs. Members who make a monthly payment, set by income at between $1 and $20, get HIP Plus, which adds vision, dental and chiropractic benefits. For help, call 877-GET-HIP9 (877-438-4479).

Where to get help in Indiana

The application line Indiana Medicaid lists on its own pages: 1-800-403-0864.
Community health centers in Indiana: /clinics/in/. Federally funded community health centers discount their fees by income, with a full discount at or below the poverty line (42 CFR 51c.303(f)).
Health profile for Black residents of Indiana: /health/indiana/.

References & primary sources

Data refreshed: October 26, 2026

Free cancer screening in Indiana

Free pap smears (NBCCEDP) Free mammograms (NBCCEDP)

WIC for pregnant women in Indiana

Anyone enrolled in Indiana Medicaid is automatically income-eligible for WIC under federal adjunctive eligibility (7 CFR 246.7). WIC adds a monthly food package, breastfeeding peer counseling, and a Cash-Value Benefit for fruits and vegetables on top of Medicaid coverage.

WIC in Indiana SNAP in Indiana

Prenatal HIV testing in Indiana

The CDC recommends HIV testing at the first prenatal visit and a second test in the third trimester for anyone at elevated risk. Testing is free and confidential through Medicaid and every Ryan White-funded clinic. If you test positive during pregnancy, same-day antiretroviral treatment reduces the chance of passing HIV to your baby to less than 1%.

HIV testing sites in Indiana Indiana ADAP (medication coverage)

More Indiana Medicaid facets

Eligibility How to apply Doula coverage Postpartum extension Renewal

Back to Indiana Medicaid overview

If you have Medicaid, the coverage on this page is the route to use first: it costs you nothing and it is what these programs exist for. If you are not covered yet, there is still a free option. Our directory of free and charitable clinics lists centers by state. The option below is self-pay and is not billed to Medicaid. It is here for readers who are between coverage or who prefer to pay out of pocket: