How to apply for Medicaid in Indiana
The number
Apply online at https://fssabenefits.in.gov/ or by phone at 1-800-403-0864. Federal law requires a 45-day decision on non-disability applications (42 CFR 435.912).
Documents you'll need
- Photo ID (state-issued ID or passport)
- Social Security number for every household member applying
- Proof of income for the last 30 days (pay stubs, tax return, benefit letter)
- Proof of US citizenship or lawful presence
- Proof of address (utility bill, lease, or official mail)
- For pregnancy: a clinician-signed pregnancy verification
- For disability category: medical records if applying disability-based
How to apply in Indiana
Apply for Healthy Indiana Plan (HIP) online at https://fssabenefits.in.gov/. The portal handles both the initial application and annual renewal. You can also apply by phone at 1-800-403-0864, by mail (download the paper form from the state Medicaid portal), or in person at your county human services / social services office.
Documents you'll need: proof of identity (state ID or passport), Social Security numbers for everyone applying, proof of income for the last 30 days (pay stubs, tax return, unemployment award letter), proof of US citizenship or lawful presence, proof of address (utility bill, lease, piece of official mail), and for pregnancy-related Medicaid, a pregnancy verification letter from a clinician. If you don't have all these documents, apply anyway — state Medicaid programs are required by federal regulation (42 CFR 435.907) to accept applications without documentation and work with you on reasonable compatibility checks.
Language support: every state Medicaid portal must offer interpretation and translation at no cost under Title VI of the Civil Rights Act. Ask for an interpreter when you call or, for written translations, request them in writing. If the state denies reasonable language access, you can file a complaint with the HHS Office for Civil Rights.
Average processing time: the federal standard under 42 CFR 435.912 is 45 days for non-disability applications and 90 days for disability-based applications. Pregnancy-related Medicaid applications often qualify for presumptive eligibility — same-day coverage through a clinic or hospital. Indiana's HIP 2.0 waiver uses a POWER account — beneficiaries above 100% FPL pay monthly contributions. SB 132 (2023) required the Family and Social Services Administration to study doula reimbursement; a State Plan Amendment is pending CMS approval as of 2025.
For Black families
Community enrollment navigators serving Black families in Indiana are the most reliable route if you want someone to sit with you through the application. Federally Qualified Health Centers have certified application counselors on staff and cannot turn you away for inability to pay. Indiana's HIP 2.0 waiver uses a POWER account — beneficiaries above 100% FPL pay monthly contributions. SB 132 (2023) required the Family and Social Services Administration to study doula reimbursement; a State Plan Amendment is pending CMS approval as of 2025.
Where to get help in Indiana
- Federally Qualified Health Centers in Indiana: every FQHC accepts Medicaid, charges on a sliding scale for the uninsured, and has certified application counselors who can help you apply or renew. See our FQHC directory for this state at /clinics/in/.
- Medicaid-accepting providers in Indiana: our provider directory lets you filter to providers in this state. See /providers/in/.
- State health profile for Indiana: for state-level health outcomes context (maternal mortality, infant mortality, life expectancy, uninsured rate) by race, see /health/indiana/.
- Healthy Indiana Plan (HIP) consumer help line: 1-800-403-0864 for application help, renewal questions, and general Medicaid inquiries. Ask for an interpreter if you need one; language access is required under Title VI of the Civil Rights Act.
- Find a Navigator: federally funded Navigators help with Medicaid + ACA marketplace applications and are free. Find one via localhelp.healthcare.gov.
References & primary sources
- Healthy Indiana Plan (HIP), state Medicaid portal: https://www.in.gov/medicaid/.
- KFF State Health Facts: kff.org/statedata. Medicaid income eligibility + enrollment.
- Medicaid.gov: medicaid.gov. Federal program guidance + state plan amendments.
Data refreshed: