12-month postpartum Medicaid in Indiana
The number
Healthy Indiana Plan (HIP) extended postpartum Medicaid coverage to 12 months, effective 2022-04-01.
What the 12-month postpartum extension covers
Healthy Indiana Plan (HIP) has extended postpartum Medicaid coverage from the federal minimum of 60 days to 12 months. The extension took effect 2022-04-01 and was authorized under Section 9812 of the American Rescue Plan Act (2021), which allowed states to make the extension permanent through a State Plan Amendment.
What the extension covers: the same Medicaid benefits you had during pregnancy — primary care, specialty care including cardiology and behavioral health, prescription drugs, dental, vision, and transportation to appointments. Crucially, it covers screening and treatment for the leading causes of late-postpartum death: cardiovascular and cardiomyopathy events (roughly a third of US pregnancy-related deaths), mental-health and substance-use conditions, and infections.
What you need to do to keep coverage: generally nothing during the 12 months — Healthy Indiana Plan (HIP) is required to provide continuous eligibility. At the end of the 12-month window, the state will check whether you still qualify under another Medicaid category (expansion adult, parent, disability-based). If you no longer qualify for Medicaid, you will be referred to the health insurance marketplace for ACA subsidies with a special enrollment period triggered by loss of Medicaid.
Indiana's HIP 2.0 waiver uses a POWER account — beneficiaries above 100% FPL pay monthly contributions. SB 132 (2023) required the Family and Social Services Administration to study doula reimbursement; a State Plan Amendment is pending CMS approval as of 2025.
For Black families
The 12-month postpartum extension is especially important for Black birthing people: CDC data show roughly a third of Black pregnancy-related deaths occur between 43 days and 1 year postpartum, exactly the window the 60-day cutoff used to exclude. Indiana's HIP 2.0 waiver uses a POWER account — beneficiaries above 100% FPL pay monthly contributions. SB 132 (2023) required the Family and Social Services Administration to study doula reimbursement; a State Plan Amendment is pending CMS approval as of 2025.
Where to get help in Indiana
- Federally Qualified Health Centers in Indiana: every FQHC accepts Medicaid, charges on a sliding scale for the uninsured, and has certified application counselors who can help you apply or renew. See our FQHC directory for this state at /clinics/in/.
- Medicaid-accepting providers in Indiana: our provider directory lets you filter to providers in this state. See /providers/in/.
- State health profile for Indiana: for state-level health outcomes context (maternal mortality, infant mortality, life expectancy, uninsured rate) by race, see /health/indiana/.
- Healthy Indiana Plan (HIP) consumer help line: 1-800-403-0864 for application help, renewal questions, and general Medicaid inquiries. Ask for an interpreter if you need one; language access is required under Title VI of the Civil Rights Act.
- Black Mamas Matter Alliance maintains a national directory of Black perinatal organizations at blackmamasmatter.org. Filter to programs serving Indiana.
- National Health Law Program (NHeLP) doula tracker: up-to-date Medicaid doula coverage map at healthlaw.org/doulamedicaidproject.
References & primary sources
- Healthy Indiana Plan (HIP), state Medicaid portal: https://www.in.gov/medicaid/.
- KFF State Health Facts: kff.org/statedata. Medicaid income eligibility + enrollment.
- Medicaid.gov: medicaid.gov. Federal program guidance + state plan amendments.
- March of Dimes 12-month postpartum tracker: marchofdimes.org/report-card.
- CDC Pregnancy Mortality Surveillance System: cdc.gov/reproductivehealth.
Data refreshed: