How to get a Pap smear free or at low cost in Saginaw
If you're uninsured or under-insured, start with Breast and Cervical Cancer Control Navigation Program (BC3NP). If you don't qualify, the 8 community health centers below charge by income.
-
Breast and Cervical Cancer Control Navigation Program (BC3NP)
Michigan's program for residents who qualify.
-
8 community health centers in Saginaw
Federally qualified health centers, required to see you regardless of ability to pay, with fees on a sliding scale by income.
When you call, ask
- "Do you offer a Pap smear at this location?"
- "What would it cost me without insurance, on your sliding scale?"
Family planning clinics near Saginaw that do Pap tests
HHS lists this as a Title X family planning clinic. For care under its Title X program, which can include Pap tests, federal rules say the clinic can't charge you if your family's income is at or below the federal poverty line, and must discount what you pay by income up to two and a half times that line (42 CFR 59.5).
-
Saginaw County Department of Public Health
1600 N. Michigan Avenue
Saginaw, MI 48602Offers: Cervical cancer screening
Hours: Mon-Fri 8am-5pm
When you call, ask:
- Is this visit part of your Title X family planning program?
- What would I pay at my income?
HHS Office of Population Affairs Title X clinic locator, updated October 20, 2026. Services and hours are as each clinic reports them to HHS.
Community health centers in Saginaw
8 federally qualified community health centers in Saginaw charge on a sliding scale by income and see patients regardless of insurance. Call ahead to confirm the site offers a Pap smear and to book.
-
Great Lakes Bay Health Centers Davenport
Saginaw, MI 48602-3652
Sliding-scale fees Uninsured welcome 989-907-2761 -
Great Lakes Bay Health Centers David R. Gamez
Saginaw, MI 48607-1203
Sliding-scale fees Uninsured welcome 989-759-6000 -
Great Lakes Bay Health Centers Integrated Care Saginaw
Saginaw, MI 48602-4292
Sliding-scale fees Uninsured welcome 989-272-0242 -
Great Lakes Bay Health Centers Janes Street
Saginaw, MI 48601-1819
Sliding-scale fees Uninsured welcome 989-755-0316 -
Great Lakes Bay Health Centers Old Town
Saginaw, MI 48602-4251
Sliding-scale fees Uninsured welcome 989-921-5372 -
Great Lakes Bay Health Centers Roosevelt S. Ruffin
Saginaw, MI 48601-3252
Sliding-scale fees Uninsured welcome 989-755-6319 -
Great Lakes Bay Health Centers Tri-Cap
Saginaw, MI 48601-1268
Sliding-scale fees Uninsured welcome 989-752-0800 -
Great Lakes Bay Health Centers Warren Avenue
Saginaw, MI 48607-1500
Sliding-scale fees Uninsured welcome 989-754-7771
Need a colposcopy in Saginaw? Start with the same clinics
If your pap smear or HPV test comes back abnormal, the usual next step is a colposcopy: a 10 to 15 minute exam where a clinician looks at the cervix with a magnifying scope and, if needed, takes a small biopsy. It is how abnormal cells get diagnosed before they can become cancer.
The community health centers listed above provide pap smear screening, and many perform colposcopy on-site or refer you to a partner clinic that does. Call and ask two questions: whether they do colposcopy on-site, and whether you qualify for NBCCEDP coverage, which pays for diagnostic follow-up after an abnormal result, not just the screening itself.
Michigan's free cervical cancer screening program
If you are uninsured or under-insured, Michigan runs a NBCCEDP program that covers pap smear and follow-up at no cost for residents who qualify.
Breast and Cervical Cancer Control Navigation Program (BC3NP)