How to get STD testing free or at low cost in Saginaw
Testing at a community health center, a health department STD clinic, or a site on CDC's locator is confidential, and none of them requires insurance.
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8 community health centers in Saginaw
Federally qualified health centers, required to see you regardless of ability to pay, with fees on a sliding scale by income.
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Your county health department's STD clinic
Most counties run one, typically free or low cost, confidential, and often walk-in.
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CDC's testing locator
Finds HIV, STD and hepatitis testing sites by ZIP code and flags free or low-cost options.
When you call, ask
- "Do you offer STD testing at this location?"
- "What would it cost me without insurance, on your sliding scale?"
Family planning clinics near Saginaw that test for STDs
HHS lists this as a Title X family planning clinic. For care under its Title X program, which can include STD testing, federal rules say the clinic can't charge you if your family's income is at or below the federal poverty line, and must discount what you pay by income up to two and a half times that line (42 CFR 59.5).
If you're under 18 and ask for confidential care, the clinic counts your own income, not your family's.
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Saginaw County Department of Public Health
1600 N. Michigan Avenue
Saginaw, MI 48602Tests for: Chlamydia, Gonorrhea, Syphilis, HIV
Hours: Mon-Fri 8am-5pm
When you call, ask:
- Is this visit part of your Title X family planning program?
- What would I pay at my income?
- Can I walk in, or do I need an appointment?
HHS Office of Population Affairs Title X clinic locator, updated October 20, 2026. Services and hours are as each clinic reports them to HHS.
Community health centers in Saginaw
8 federally qualified community health centers in Saginaw charge on a sliding scale by income and see patients regardless of insurance. Call ahead to confirm the site offers STD testing and to book.
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Great Lakes Bay Health Centers Davenport
Saginaw, MI 48602-3652
Sliding-scale fees Uninsured welcome 989-907-2761 -
Great Lakes Bay Health Centers David R. Gamez
Saginaw, MI 48607-1203
Sliding-scale fees Uninsured welcome 989-759-6000 -
Great Lakes Bay Health Centers Integrated Care Saginaw
Saginaw, MI 48602-4292
Sliding-scale fees Uninsured welcome 989-272-0242 -
Great Lakes Bay Health Centers Janes Street
Saginaw, MI 48601-1819
Sliding-scale fees Uninsured welcome 989-755-0316 -
Great Lakes Bay Health Centers Old Town
Saginaw, MI 48602-4251
Sliding-scale fees Uninsured welcome 989-921-5372 -
Great Lakes Bay Health Centers Roosevelt S. Ruffin
Saginaw, MI 48601-3252
Sliding-scale fees Uninsured welcome 989-755-6319 -
Great Lakes Bay Health Centers Tri-Cap
Saginaw, MI 48601-1268
Sliding-scale fees Uninsured welcome 989-752-0800 -
Great Lakes Bay Health Centers Warren Avenue
Saginaw, MI 48607-1500
Sliding-scale fees Uninsured welcome 989-754-7771
Every site above tests free or at low cost based on income, and that is the right first stop. An at-home kit is self-pay and is not billed to Medicaid, so the clinic route usually costs less. If you would rather test at home:
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